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Identity Theft Information
How can someone steal my identity?
Identity theft occurs when someone uses your personal information such as your name, Social Security number, credit card number or other identifying information, without your permission to commit fraud or other crimes.
Identity theft is a serious crime. People whose identities have been stolen can spend months or years - and their hard-earned money - cleaning up the mess thieves have made of their good name and credit record. In the meantime, victims may lose job opportunities, be refused loans, education, housing or cars, or even get arrested for crimes they didn't commit.
Featured articles on identity theft
Preventing Online Identity Theft
Identity theft is one of the most common criminal acts in society today. Criminals will use your personal information such as banking accounts and passwords, to pretend that they are you. They may take...
Computer Users Must Take Advantage Of All The Online Security Available Acc
Industry and government are still debating the best ways to combat identity theft, but computer users already have an array of options at their disposal to fight the problem themselves. Boston, MA (PRWEB)...
Identity Theft - Dont Blame The Web
Identity theft - also known as ID theft, identity fraud and ID fraud - describes a type of fraud where a criminal adopts someone elses identity in order to profit illegally. It is one of the fastest growing...
Are You A Victim Of Identity Theft
The scale of identity theft has been recently analyzed in a federal report and the general results were worrying. The report states that lately, one out of four American homes is targeted by identity theft....
Victimized By Identity Theft
When a person is victimized by identity theft the person becomes a lifetime victim, simply put because regardless of how many times the law tells you they are working to resolve the problem, they are lying....
If you think your identity has been stolen, here's what to do now
- Contact the fraud departments of any one of the three major credit bureaus to place a fraud alert on your credit file. The fraud alert requests creditors to contact you before opening any new accounts or making any changes to your existing accounts. As soon as the credit bureau confirms your fraud alert, the other two credit bureaus will be automatically notified to place fraud alerts, and all three credit reports will be sent to you free of charge.
- Close the accounts that you know or believe have been tampered with or opened fraudulently. Use the ID Theft Affidavit when disputing new unauthorized accounts.
- File a police report. Get a copy of the report to submit to your creditors and others that may require proof of the crime.
- File your complaint with the FTC. The FTC maintains a database of identity theft cases used by law enforcement agencies for investigations. Filing a complaint also helps us learn more about identity theft and the problems victims are having so that we can better assist you.
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