For People on Debt Management Plans: A Must-Do List [PDF version] Lists must-dos for anyone with a Debt Management Plan, and the steps to take if the credit counselor handling your DMP has gone out of business. Also offers a list of questions to ask when choosing a credit counselor.
Ads Promising Debt Relief May Be Offering Bankruptcy [PDF version]
Urges consumers to use caution when reading ads pitching debt relief. Lists what to look out for, and offers tips if you’re having trouble paying your bills.Knee Deep in Debt [PDF version] If you or someone you know is in financial hot water, consider these options: realistic budgeting, credit counseling from a reputable organization, debt consolidation, or bankruptcy. Tips on getting back in the black.
Out of Work? How to Deal with Creditors [PDF version] If you've recently lost your job, your first thoughts may be, "how will I make ends meet." The Federal Trade Commission spells out your rights when it comes to fair debt collection and credit reporting practices.
Time-Barred Debts [PDF version] Offers information on debt collection practices as they relate to debts that are past the statute of limitations.



