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Latest news on credit reports

Read the Fine Print Before You Apply
You probably get a number of credit card offers in the mail every week; credit card issuers send out approximately 6 billion offers to consumers every years. Before you...
Smoking out derivatives succession
Financial Times: It was only a matter of time before credit derivatives elbowed their way into companies' financing decisions. Reynolds American's debt exchange with cigarette maker subsidiary RJR aims to sidestep default ...
Start Emergency Fund or Pay Down Debt?
This is a question that is frequently asked, and the answer may seem counterintuitive: Pay down your debt first. I know, I know, if you don't have that...
Customized Credit Card for Pet Lovers
BofA has launched it’s “PetRewards Visa” which will allow cardholders to display a pictures of theirs pet on the card by submitting a digital photo to www.mypetonmycard.com. The card will...
Planning to Travel Abroad This Summer?
Banks have dramatically increased the fees they charge for processing overseas debit and credit card transactions. Visa and MasterCard have levied a 1% processing fee on overseas transactions for...
Where to turn if you need legitimate credit counseling
Marketwatch: NEW YORK -- When you're in debt and need help negotiating your way out -- and staying out in the future -- consumer credit counseling sounds like a godsend. But it can also be a nightmare.
Ford: Fearful of Cash Crunch?
BusinessWeek: Ford Motor Credit refinances its debt at the highest rate it has ever paid to conserve cash with the threat of tough times ahead