For People on Debt Management Plans: A Must-Do List [PDF version] Lists must-dos for anyone with a Debt Management Plan, and the steps to take if the credit counselor handling your DMP has gone out of business. Also offers a list of questions to ask when choosing a credit counselor.
Ads Promising Debt Relief May Be Offering Bankruptcy [PDF version] Urges consumers to use caution when reading ads pitching debt relief. Lists what to look out for, and offers tips if you’re having trouble paying your bills.
Credit Repair: Self-Help May Be Best [PDF version] Explains how you can improve your credit worthiness and lists legitimate resources for low or no-cost help.
Fiscal Fitness: Choosing a Credit Counselor [PDF version] Defines debt repayment plans, explains the differences between secured and unsecured debt, and offers questions to ask credit counseling agencies if you consider using their services.



