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Credit Card & Consumer Loan Information

Great resources to be sure you're not being taken advantage of by merchants or credit card companies.

A Consumer's Guide to E-Payments [PDF version] Describes online payment technologies and how to make your transactions as secure as possible.

Avoiding Credit and Charge Card Fraud [PDF version] Steps to make it more difficult for a crook to capture your card or card numbers, and how to report losses and fraud.

Billed for Merchandise You Never Received? [PDF version] Explains your rights and steps to take to correct the problem. Includes a sample dispute letter.

Featured credit card and consumer loan articles

Lower Your Credit Card Rate
Financial Gurus will tell you to do the same kind of comparison shopping for a credit card that you do when youre looking for a mortgage or a car loan. This is a good idea because the choices you make...
Credit And Debit Cards
Credit and debit cards have greatly increased consumer purchasing power. In the past banks were closed on weekends and you needed cash or a check with an indentification document to make a purchase. That...
Credit Cards For Dummies
What is a credit card? I am sure most of you know what a credit card is, but here goes. A credit card is a 3 3/8 inch x 2 1/8 inch plastic card with 16 digits on the front and a magnetic stripe on the...
Credit Cards Virtual Necessity
According to credit-cards-guide.org,credit cards are fast becoming a virtual necessity in todays world. Credit card processing techniques has made all possible. They can be used for any number of purposes,...
Compare Business Credit Cards And Save Money
Todays business owners are able to take advantage of the incentives offered to them by applying for business credit cards. Whether it is a large or small business, having a line of credit is crucial and...

Additional information you should know

Choosing and Using Credit Cards [PDF version] Explains credit card terms, how your balance is computed, and how to shop for the best deal. Outlines cardholder protections.

Cosigning a Loan [PDF version] Lists your obligations if you decide to cosign on a loan for a friend or relative. At the top of the list: you may have to pay up to the full amount of the debt if the borrower does not pay.